| Default in rent + |
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Lesser of: 15 weeks rent or $10,000 or until payment of rent recommences |
| Departure without Notice + |
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Lesser of: 6 weeks cover or $10,000 or until rent payments recommence |
| Death of Sole Tenant + |
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Lesser of: 6 weeks rent or $10,000 or until another tenant takes up residence |
| Tenant hardship + |
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Lesser of: 6 weeks rent or $10,000 or until another tenant takes up residence |
| Theft by tenant + |
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Covered up to the buildings and/or contents sum insured |
| Malicious damage by tenant or other persons |
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Covered up to the buildings and/or contents sum insured |
| Legal expenses |
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Up to $3,000 for expenses with the purpose of minimising loss of rent |
| Strata title mortgage protection |
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Applies if the building is part of a strata title development |
| Protection for you and your building |
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- Current building replacement value to protect against accidental breakage of glass, earthquake, explosion, fire or smoke, impact damage, lightening or thunderbolt, riot or civil commotion, storm, rainwater or run-off, theft, burglary or housebreaking, Tsunami ^, water or other liquid damage
- Flood cover is now available for all eligible addresses. The cover is designed to protect customers against damage to their building in the event of a Flood. Customers will have protection for their insured assets up to the value of their sum insured.
- Legal liability up to $10 million
- Replacement of locks and cylinders up to $500
- Fusion of fixed electrical motors up to 15 years old
- Professional rebuilding fees and removal of debris following damage
- Automatic annual adjustment of sum insured
- Reinstatement of sum insured after loss
- Mortgage Discharge Costs up to $2000
- Continuation of cover when you are selling your buildings
- Environmental Benefit: For buildings totally destroyed by an insured event - payment up to a maximum of $5000 to install any combination of a rainwater tank, solar power system, hot water heat exchange system, grey water recycling system#
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| Protection for Contents |
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- Up to $10,000 cover when building cover is purchased
- ‘New for old’ replacement on most items up to 10 years
- Flood cover is now available for all eligible addresses. The cover is designed to protect customers against damage to their contents in the event of a Flood. Customers will have protection for their insured assets up to the value of their sum insured.
- Fusion of electrical motors in household items eg refrigerators, washing machines up to 15 years old
- Contents in open air at risk address up to $200
- Environmental Benefit: for lost/damaged refrigerators, freezers, washing machines, clothes dryers and dishwashers with less than 3 star energy rating, replacement items will be minimum of 3 star energy rating
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| Insurance Discounts & Savings |
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When you apply for a Wide Bay Australia home loan and/or line of credit as part of a Home Options Package or Professional Australian Package you are also eligible for Landlord insurance benefits |
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Flexible payment options |
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Pay monthly from an account (for no additional policy fee****) OR pay the total premium by cash, cheque, credit card (or BPAY® on renewal) |
| Flexible excess options |
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Nominate a higher claim excess and your annual premium will be reduced |
| Claims |
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Speedy claims service |
