Compare our saving & investing options

Our saving & investing accounts help you save for a special purpose and allow you to earn higher returns on larger amounts...

For managing your everyday banking try our everyday bank accounts.

Our range of term deposits offer guaranteed rates of return on amounts of $500 or more.

We also have accounts suitable for helping you manage your business bank accounts & investing.

Plus we can arrange for you to speak to a qualified financial adviser who you can talk to about creating or managing wealth for lifestyle or retirement.

Features

	Term Deposits (I)	Cash Management Account (S9)	Bonus Plus Account (S14)	Young Achiever's Account (S19)	Christmas Club (S4)	Today's net$aver (S27)
Passbook or Statement Option	available on request«					statements issued 6 monthly on 1 Jan and 1 July
Account Fee		(exemptions available)				(an Account Fee applies to the client's Today's Options Account S10)
Cleared Funds On-call	funds available 2 days either side of maturity					(access to funds in this Account are via the client's Today's Options Account S10)
Interest Payment Structure	rate applies to whole of balance	tiered - rate applies to whole of balance when a tier is reached	tiered - rate applies to each part of the balance only + you could earn a great monthly bonus	tiered - rate applies to each part of the balance only + you could earn a great monthly bonus	rate applies to whole of balance	tiered - rate applies to whole of balance when a tier is reached
Interest Calculated	on daily balances	on daily balances	on daily balances	on daily balances	on daily balances	on daily balances
Interest Paid	monthly, quarterly or on maturity	quarterly	monthly	monthly	yearly on 30 nov	monthly
Minimum Opening Balance	$500	$5,000	$50	$10	$10	nil
Minimum Balance to be retained in Account	$500	$1	$50	$1	n/a	nil
Branch Access	funds available 2 days either side of maturity				~
Counter Cheques*					~
Cheque Book*
‘smartlink’ Phone Banking					~	(restrictions apply)
‘smartlink’ Internet Banking (including BPAY View™)					~	(restrictions apply)
Cashcard/Loan Express Card(to access ATM's, EFTPOS and Bank@Post)
BPAY® to pay bills	funds available 2 days either side of maturity				~
Direct Credits (wages, pension, rent, dividends etc)
Direct Debits (to other financial institutions and organisations)					~
Electronic Periodical Payments (to other Wide Bay accounts)					~
Auto-Sweep Facility
Sub-Accounts (eg S1.1, S1.2 etc)
Account Label (eg "holiday" account, "car" account etc)

* Cheque payment services are available by arrangement with Westpac Banking Corporation ABN 33 007 457 141
~ Withdrawals allowed only in the Period Dec 1 to Jan 31
Wide Bay Australia Ltd ABN 40 087 652 060 (AFS Licence No: 239686) is the issuer of this account/these accounts and any non-cash payment facilities that may be used in conjunction with them. To decide if they are appropriate for you please carefully read the booklet 'Your Guide to Wide Bay Australia's Accounts and Banking Services' (PDF, 1001KB)
« Investment Record Certificate provided on lodgement and available on request - statements forwarded on an annual basis
BPAY® and BPAY® View™ are trade marks of BPAY Pty Ltd (ABN 69 079 137 518)