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Lines of Credit your way!

"More flexibility than a normal loan!"

We can help you build your wealth using the equity in your home...

Unlike a normal home loan you can draw on your available credit limit whenever you need to with a line of credit.

You only pay interest on your drawings (the money you have used) - not on your credit limit.

Plus you can split your overall credit limit for different loan purposes into Access Accounts and manage each portion separately. This could make it easier for you to separate tax-deductible and non-tax-deductible expenses, and for your accountant to review your financial activities easily.

A line of credit means you can invest in managed funds, shares or collectibles, capitalise quickly on investment opportunities or meet unexpected expenses with ease and because you don't need to apply each time it may be the only loan you'll ever need.


Wide Bay Australia Ltd ABN 40 087 652 060 (Australian Credit Licence No: 239686) is the credit issuer. This is not an offer to lend - credit assessment criteria, terms and conditions & fees and charge apply - full details on application. Prior to entering into a credit contract with us you should read our Credit Guide (PDF, 74KB). Loans are only available to approved applicants offering security in approved property in Australia.