‘Freedom Line’ Line of Credit

Whatever your reason for needing a line of credit, our “Freedom Line” has lots of great features and gives you the flexibility to meet changing circumstances.

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Features

Special Benefits		Apply for a Home Options Package and obtain some great interest rate discounts, fee savings and other incentives on your line of credit; home loan; everyday banking account; term deposit; home building, home contents and car insurance and credit card.
Monthly Fees		A competitive monthly fee applies. Home Options Package customers are exempt from monthly account fees.
Interest Rate		A competitive variable rate. There is no fixed rate option. Interest is calculated daily and charged monthly. View current interest rates now!
Terms		Interest Only. The facility continues until cancelled by you or Wide Bay Australia – there is no loan term.
Access Accounts		Unlimited free Access Accounts with up to 4 free credit limit adjustments per year.
Repayment Flexibility		There are many repayment options.
Interest Savings		You only pay interest on the amount drawn. Save interest by depositing all your income and savings and drawing them back whenever you need.
Easy Access		Easily access credit funds by: writing a cheque; ATM or EFTPOS using Loan Express Cashcard; ‘smartlink’ Internet, Mobile & Phone Banking transfer BPAY®; BPAY® to Cash Passport Debit or ATM Card Direct Debit and Electronic Periodical Payment withdrawing cash or counter cheque at our branches withdrawing cash at Bank@Post outlet using Loan Express Cashcard
Visa Debit Card		This account qualifies you for an Account Fee exemption on our Visa Debit Account.
Statements		Up to one free transaction statement per month. Free interest statements showing interest paid.
‘smartlink’ Internet, Mobile and Phone Banking		Allows you to check your line of credit balance and account history and send us secure emails.

Wide Bay Australia Ltd ABN 40 087 652 060 (Australian Credit Licence No: 239686) is the credit issuer. This is not an offer to lend - credit assessment criteria, terms and conditions & fees and charge apply - full details on application. Prior to entering into a credit contract with us you should read our Credit Guide (PDF, 74KB). Loans are only available to approved applicants offering security in approved property in Australia.
Cheque payment services are available by arrangement with Westpac Banking Corporation ABN 33 007 457 141
BPAY® is a trade mark of BPAY Pty Ltd (ABN 69 079 137 518)