Find the line of credit for you!

We want you to get ahead plus we want to make it easy! Our lines of credit are perfect for...

Creating wealth by investing in managed funds or shares
Creating wealth by investing in property
Capitalising on investment opportunities
Distinguishing between debt used for various purposes
Funding your business

Creating wealth by investing in managed funds or shares

Borrowing to invest in managed funds or shares can create wealth and help fund your retirement. Whether you do this yourself or with the assistance of a financial adviser - a line of credit can get you started. In fact we can arrange for qualified financial advisers to show you how you can use a line of credit to create long term financial security and personal wealth. See our Wealth Creation, Financial Planning & Superannuation Advice page for more information.

Creating wealth by investing in property

Investing in a property portfolio can be rewarding. A line of credit gives you the flexibility to buy and sell properties without having to reapply for a new loan each time. More »

Capitalising on investment opportunities

Acting quickly can make all the difference when responding to an investment opportunity. With a line of credit your finance is already pre-approved so you can make a commitment when you need to. Easy! More »

Distinguishing between debt used for various purposes

Sometimes you need to be able to manage loans used for different purposes. Perhaps you need to distinguish tax deductible debt from personal debt. A line of credit allows you to achieve just that – your credit limit can be split into 2 or more Access Accounts each with it’s own credit limit. More »

Funding your business

Using a line of credit to fund your business can be a great idea and very affordable. You can also use approved commercial/rural property as security for a business loan or overdraft. More »

Which line of credit might be the best for you?

I am…		Try this Loan
looking for a line of credit that I can use to create wealth by investing in managed funds, shares or property		Freedom Line »
looking for a line of credit that I can use to create long term financial security and personal wealth with the assistance of a financial planning advisor		Wealth Creation, Financial Planning and Superannuation Advice »
looking for a line of credit that allows me the flexibility of drawing on that limit whenever I need to without applying for a loan each time.		Freedom Line »
looking for a line of credit that I can split into sub-accounts to manage different debts		Freedom Line »
looking for a line of credit that I can use to fund my business – secured by residential property		Freedom Line »
an eligible professional looking for a line of credit that is part of a Package of other products. I’m happy to pay an annual Package Fee.		Professional Australian Line of Credit »
looking for a business overdraft - secured by commercial or rural property		Business Overdraft »

Wide Bay Australia Ltd ABN 40 087 652 060 (Australian Credit Licence No: 239686) is the credit issuer. This is not an offer to lend - credit assessment criteria, terms and conditions & fees and charge apply - full details on application. Prior to entering into a credit contract with us you should read our Credit Guide (PDF, 74KB). Loans are only available to approved applicants offering security in approved property in Australia.