Compare our lines of credit

Our lines of credit are designed with features and benefits so that you have a loan that you will be happy with today and tomorrow.

	‘Freedom Line’ Line of Credit	‘Professional Australian’ Line of Credit
Package Discounts & Benefits	Home Options Package or 'Widecover Insurepac' insurance discounts	‘Professional Australian’ Package
Unique Eligibility Criteria
Competitive interest rates	(view rates)
Low deposit: borrow up to 90% of valuation
Minimum Qualifying Loan Amount		$100,000
Application Fee	This fee is not applicable to Home Options Package customers	no - an Annual Package Fee applies
Monthly Fee	This fee is not applicable to Home Options Package customers	no - an Annual Package Fee applies
Only pay interest on the funds you draw
Easily access credit funds by: writing a cheque; ATM or EFTPOS using Loan Express Cashcard; ‘smartlink’ Internet, Mobile & Phone Banking transfer BPAY® Direct Debit and Electronic Periodical Payment withdrawing cash or counter cheque at our branches withdrawing cash at Bank@Post outlet using Loan Express Cashcard
Unlimited Access Accounts (splits) with up to 4 free in total
Free monthly account statements
‘smartlink’ Internet, Mobile and Phone Banking
Insurance Quotes	Free quotes available - Please visit our product pages for more information: Home Building & Contents or Landlord Insurance
Easy repayment options
Loan Consultants	Real people. Real Smiles. Real Service. You know that at Wide Bay Australia there’s always a real person you can count on! Easy!

Wide Bay Australia Ltd ABN 40 087 652 060 (Australian Credit Licence No: 239686) is the credit issuer. This is not an offer to lend - credit assessment criteria, terms and conditions & fees and charge apply - full details on application. Prior to entering into a credit contract with us you should read our Credit Guide (PDF, 74KB). Loans are only available to approved applicants offering security in approved property in Australia.
Cheque payment services are available by arrangement with Westpac Banking Corporation ABN 33 007 457 141
BPAY® is a trade mark of BPAY Pty Ltd (ABN 69 079 137 518)