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‘Professional Australian’
Home Loan

"We appreciate innovation"

If you're a member of an eligible profession** let us open up a world of opportunity with our 'professional australian' home loan...

You’ll qualify for all other great benefits associated with our ‘Professional Australian’ Package – an ‘all-in-one’ home loan and banking package!

Application Fee   No Application Fee – an annual Package Fee applies
Monthly Fees   There are no monthly account keeping fees.
Interest Rate   Competitive ‘discounted’ variable or fixed (1, 2 or 3 years) interest rate. Interest is calculated daily and charged monthly.
Terms   Principal and Interest: up to 30 years
Interest Only: up to 5 years
Repayment Flexibility   Choose from weekly, fortnightly or monthly repayments to suit your income stream. Paying more frequently or paying additional amounts can help you pay off your loan quickly – try our extra repayments calculator?! There are many repayment options. Get ahead on repayments and you can have a repayment “holiday” - offering you flexibility during lifestyle changes such as a career break, pregnancy or parental leave.
Paying off your loan sooner   More frequent payments, larger repayments, lump sum payments, and Mortgage Muncher Professional 100% offset savings are all allowed and can help you cut down on your interest and help you pay out your loan years earlier. Check out our calculators to find out how much you can save.
Redraw   Unlike some loans – you can access any extra money you’ve deposited into your home loan*. Perfect for unexpected bills or extra money when you need it!
‘Mortgage Muncher Professional’ Interest Savings   Every dollar of your pay or savings deposited into this account means you save an equivalent amount in interest (and unlike most banks even on fixed rate loans!). That means you can save on interest and pay out your loan quickly. Use our lump sum or regular deposit calculators to find out how much you could save.
Visa Debit Card   This account qualifies you for an Account Fee exemption on our Visa Debit Account.
‘smartlink’ Internet, Mobile and Phone Banking   Allows you to check your loan balance, account history and send us secure emails
Package Benefits   When you qualify you’re also eligible for ‘Professional Australian’ Package savings and benefits.

‘Professional Australian’ home loan is only available as part of the ‘Professional Australian’ Package and is subject to the qualifying and ongoing terms and conditions of that package.
Wide Bay Australia Ltd ABN 40 087 652 060 (Australian Credit Licence No: 239686) is the credit issuer. This is not an offer to lend - credit assessment criteria, terms and conditions & fees and charge apply - full details on application. Prior to entering into a credit contract with us you should read our Credit Guide (PDF, 74KB). Loans are only available to approved applicants offering security in approved property in Australia.
This loan is only available through Wide Bay Australia branch network and is not available to applicants introduced by third parties where Wide Bay has paid brokerage or commission.
* A fee may apply for this benefit - minimum amount $1000.