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home loans your way!

"They cut through the red tape"

We make it easier to achieve home ownership and build your wealth using your home equity...

We've designed our home loans with you in mind.

In fact we can lend up to 95%* of the purchase price or valuation^ of your new or existing home, and unlike some lenders we're open to deposit alternatives such a family gift or First Home Owner Grant Contribution!

Our home loans are also packed with extra benefits and you can count on talking to a real person who will be there when you need them – easy!


Wide Bay Australia Ltd ABN 40 087 652 060 (Australian Credit Licence No: 239686) is the credit issuer. This is not an offer to lend - credit assessment criteria, terms and conditions & fees and charge apply - full details on application. Prior to entering into a credit contract with us you should read our Credit Guide (PDF, 74KB). Loans are only available to approved applicants offering security in approved property in Australia.
*The deposit amount and criteria required may vary per individual application and in particular will be based on location of acceptable securities. ^Whichever is the lesser.

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Australian Government BOOSTS First Home Owner Grant

Approved by real people - not computer matrixes

Let the Morgage Muncher eat into your home loan!