‘Today’s Choice’ Account

An account for your everyday banking where you can avoid transaction and monthly account fees...

Today's Choice Account provides generous fee free limits on most withdrawals and you may also totally avoid paying the monthly Account Fee!

Open a New Account

Features

No monthly Account Fee		To avoid the $5 a month Account Fee: Simply - keep your balance over $1000 OR Open a term deposit with $500 or more OR Take out a home loan or line of credit OR Purchase and arrange a monthly debit from your account for home or car insurance OR Become a shareholder and quote your Holder Identification Number
Generous ‘fee free’ limits on most transactions		Totally free branch withdrawals Totally free branch transfers 4 free personal cheque withdrawals 6 free 'Wide Bay' or 'Westpac' branded ATM withdrawals 4 free EFTPOS withdrawals using Wide Bay Australia Cashcard 8 free cheque deposits Totally free BPAY® Totally free periodical payments between Wide Bay Australia accounts
Minimum Balances		Minimum opening balance $10 Minimum on-going balance is $1
Funds access		Cleared funds are on-call.
Interest		Calculated on daily balances at the tiered rate of interest that applies to each part of your account balance and is paid quarterly.
Visa Debit Card		This account qualifies you for an Account Fee exemption on our Visa Debit Account.
Statements		Choice of passbook or up to one free transaction statement per month. Free interest statements showing interest paid.
Withdrawal methods		Branches ATM’s using Wide Bay Australia Cashcard EFTPOS using Wide Bay Australia Cashcard Bank@Post using Wide Bay Australia Cashcard Personal cheque BPAY® BPAY® to Cash Passport Debit or ATM Card Counter cheques ‘smartlink’ Telephone Banking transfer ‘smartlink’ Internet Banking transfer ‘smartlink’ Mobile Banking transfer Direct Debit Periodical Payment
Deposit methods		Branches Bank@Post using Wide Bay Australia Cashcard ‘smartlink’ Telephone Banking transfer ‘smartlink’ Internet Banking transfer ‘smartlink’ Mobile Banking transfer Direct Credit Periodical Payment Cheque Deposit
Autosweep		Saves you the embarrassment or cost of ‘bouncing’ cheques or electronic payments by ‘sweeping’ fund from one Wide Bay Australia account to another
Sub-Accounts		Operate more than one Account under the same number for different purposes. Each sub-account may have its own Cashcard, cheque book etc
Account Label		Label your account and sub-accounts e.g. "Holiday Account", "Car Account" etc.

Available for personal use only - businesses, companies, body corporate, superannuation funds, family trusts, clubs and non-profit organisations are not eligible.
Wide Bay Australia Ltd ABN 40 087 652 060 (AFS Licence No: 239686) is the issuer of this account/these accounts and any non-cash payment facilities that may be used in conjunction with them. To decide if they are appropriate for you please carefully read the booklet 'Your Guide to Wide Bay Australia's Accounts and Banking Services' (PDF, 1004KB)
Cheque payment services are available by arrangement with Westpac Banking Corporation ABN 33 007 457 141
BPAY® is a trade mark of BPAY Pty Ltd (ABN 69 079 137 518)
For the purpose of Wide Bay Australia ATM fee charging, 'Wide Bay' branded ATMs are classified as ATMs displaying the 'Wide Bay Australia' logo and 'Westpac' branded ATMs are classified as ATMs displaying the 'Westpac' logo.