Trades & Services Pack
Trades and Services Pack is designed for small businesses with one to five
people involved in the business and an annual turnover of up to $1,000,000
and no individual contracts exceeding $100,000.
Examples of businesses which should consider Trades & Service Pack:
- Carpenter
- Blind/Curtain Installer
- Locksmith
- Pet Minding/Washing
- Roof tiler
- Floor tiler
- Window Cleaner (up to three levels)
- Electrician
- Gardener
If you run a workshop or retail outlet along with your trade you will need Retailer's Pack as
this will enable you to better cover your business and its assets.
Cover options available under the Trades and Services Pack include**:
| Public and Products Liability
|
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Covers amounts your business becomes legally liable to pay as compensation for personal injury and property damage to third parties as a result of an occurrence in connection with your business. |
| General Property
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Covers items such as your tools of trade or profession, stock in trade and office contents, whether at or away from the premises. It also provides you with the choice of accidental damage cover (which includes theft) or a cover restricted to fire, collision, overturning of the conveying vehicle and flood. |
| Personal Accident & Sickness |
|
Not available - if you are interested in personal
accident & sickness cover, select Retailer's Pack which provides this cover as an available option. |
** This is a summary of benefits only – full details of cover, limits and exclusions available in the relevant Product Disclosure Statement. This insurance is available from Wide Bay Australia Ltd ABN 40 087 652 060 (AFSL: 239686) ("Wide Bay Australia Widecover"). In offering this insurance we act as an agent of Allianz Australia Insurance Ltd ABN 15 000 122 850 (AFSL: 234708) ("Allianz") - not as your agent. Allianz is the underwriter of this insurance. To help you make an informed decision about whether to acquire an Allianz insurance product through Wide Bay Australia Widecover you should read our Wide Bay Australia Financial Services Guide (PDF, 84KB) and the relevant Product Disclosure Statement. We do not provide advice about the policy based on any consideration of your personal objectives, financial situation or needs.To decide if it is right for you please carefully read the relevant Product Disclosure Statement which is available by contacting the Allianz Commercial Insurance Hotline 1300 301 675.
