HOME - Wide Bay Australia
Phone 1300 Wide Bay (943 322)
Home Loan Consultants & Business Loan Consultants   Branch & ATM Locator  
Email Us Special Offers
 
Business Products
Dotted Line
Dotted Line
 
Apply Now
Dotted Line Divider
Find Out More

Allianz Insurance


Office Pack

"Now I can get on with business"

Insurance protection for professional office based businesses...

Office Pack provides a broad range of protection for office occupiers who do not manufacture or import goods and conduct limited retail sales. The policy contains 11 sections that you can tailor to protect the operations and assets associated with your business.

Examples of businesses who should consider ‘Office Pack’:

  • Accountants
  • Advertising Services
  • Architects
  • Secretarial Services
  • Dentists
  • Doctors
  • Physiotherapists
  • Solicitors

Cover options available under the Office Pack include**:

Material Damage   This cover is designed to provide protection for business property from damage caused by any sudden, unexpected or unforeseen occurrence not otherwise excluded. Under this cover, the business is protected for all of its critical business assets enabling the business owner to re-build their business.
Business Interruption   Covers for consequential loss of revenue resulting from the interruption of or interference with a business caused by damage covered under the Material Damage, Theft or Glass sections.
Theft   Covers theft of insured property (business contents, customers’ goods and stock) contained in the premises.
Money   Covers loss of or damage to money contained in the building during or outside business hours, while in a locked safe or strongroom, in transit, or in an employees personal custody while contained in their private residence.
General Property   Covers items such as mobile phones and laptop computers, whether at or away from the premises.
Glass   Provides protection against accidental breakage of fixed glass located at the business premises.
Public & Products Liability   Covers amounts a business becomes legally liable to pay as compensation for personal injury and property damage to third parties as a result of an occurrence in connection with the business.
Employee Dishonesty   Covers the loss of money or goods due to the fraudulent or dishonest conduct of an employee, for their own gain or the financial benefit of any other person or organisation.
Machinery Breakdown   Cover for damage to electrical, electronic and mechanical machinery insured due to breakdown.
Computer / Electronic Equipment   Covers breakdown of insured computers and/or electronic equipment.
Tax Audit   Cover for the professional fees incurred in connection with an audit of the business’ financial or tax affairs by the Australian Tax Office, or by a Commonwealth, State or Territory Department.

** This is a summary of benefits only – full details of cover, limits and exclusions available in the relevant Product Disclosure Statement. This insurance is available from Wide Bay Australia Ltd ABN 40 087 652 060 (AFSL: 239686) ("Wide Bay Australia Widecover"). In offering this insurance we act as an agent of Allianz Australia Insurance Ltd ABN 15 000 122 850 (AFSL: 234708) ("Allianz") - not as your agent. Allianz is the underwriter of this insurance. To help you make an informed decision about whether to acquire an Allianz insurance product through Wide Bay Australia Widecover you should read our Wide Bay Australia Financial Services Guide (PDF, 187KB) and the relevant Product Disclosure Statement. We do not provide advice about the policy based on any consideration of your personal objectives, financial situation or needs.To decide if it is right for you please carefully read the relevant Product Disclosure Statement which is available by contacting the Allianz Commercial Insurance Hotline 1300 301 675.